Fixed-Rate Mortgage
About this loan
A Fixed-Rate Mortgage is the ideal choice for homebuyers who want stability and predictability over the life of their loan. With a fixed interest rate, your monthly principal and interest payments remain the same, making it easier to budget long-term. This mortgage is perfect for homeowners who plan to stay in their homes for many years and want to avoid the potential fluctuations of adjustable rates.
Why Choose This Loan?
Stability: Your rate never changes, regardless of market fluctuations.
Consistent Payments: Predictable payments make it easy to manage your finances.
Flexible Terms: Available in 15, 20, and 30-year terms, allowing you to choose the payment duration that fits your financial goals.
Ideal For: First-time homebuyers, long-term homeowners, and those who prefer financial stability.
Interest Rates:15-Year Term: Starting at 5.25% APR
30-Year Term: Starting at 5.75% APR
Down Payment: As low as 3% for qualified buyers.