Commission Amount
Seller Closing Costs
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Estimated Net Proceeds
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Agent commission is negotiable but typically no more than 6%, and closing costs (excluding commission) usually range from 1–3%.
Home Sale Proceeds Calculator
Estimate what you could walk away with after selling—see your potential profit once commissions, closing costs, and expenses are factored in.
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What Are Home Sale Proceeds?
Home sale proceeds are the funds you receive once your home sale is finalized and all related expenses have been paid. This number represents your true profit from the transaction and is an important factor when planning your next move—whether you’re buying another property, investing, or saving.
What Affects Your Proceeds?
Several factors influence how much you’ll actually walk away with:
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Mortgage Payoff: Any outstanding balance on your current loan is subtracted from the sale price.
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Agent Commission: Typically ranging up to 6%, this fee is paid to your listing agent (and buyer’s agent if applicable) for marketing, negotiations, and handling the transaction.
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Closing Costs: Sellers are responsible for certain fees such as title insurance, escrow charges, and recording fees, which generally range from 1–3% of the sale price.
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Repairs & Preparation Costs: If you made updates or repairs to prepare your home for market, those costs also affect your net proceeds.
Why Knowing Your Proceeds Matters
Understanding your estimated net proceeds helps you make better financial decisions. It allows you to:
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Plan your budget for your next home purchase.
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Evaluate whether now is the right time to sell.
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Avoid surprises at the closing table.
Understanding Your Home Sale Proceeds
When you sell your home, the money you take home at the end of the transaction isn’t just the sale price. What truly matters is your net proceeds—the amount left over after paying off your mortgage balance, covering commissions, and settling other selling costs.